Service Offerings

Savings Plans & Budgeting

• Regular Savings Plans
• Education Funding
• Compound Interest
• Managed Funds Using a Regular Savings Plan

Tailored Insurance Products

• Sickness & Accident
• Mortgage & Loan Protection
• Life & Permanent Disability Cover
• Income Protection
• Trauma Cover
• Business Key Person Loss

Managing Risk

• Managing Risk

Superannuation

• Self Managed Super (SMSF)
• Transition to Retirement
• Retirement Income Streams
• Salary Sacrificing
• Rates and Thresholds
• Taxation Issues
• Payment of Benefits

Gearing (borrowing to invest)

• Borrowing to Invest
• Margin Loans
• Home Equity Gearing
• Geared Share Funds
• Negatively Gear a Property Investment
• Tax Benefits
• Risks

Portfolio Management

• Defining Your Risk Profile
• Asset Class Selection
• Shares, Property or Managed Funds
• Dollar Cost Averaging Benefits
• Understanding Investment Risk

Managing Debt

Estate Planning

Centrelink entitlements