Sickness & Accident

Sickness and Accident insurance cover protects the insured against loss of income resulting from an injury or sickness.


This type of cover typically provides:

  • benefits to the insured in the event of injury
  • average weekly income benefits to the insured for certain accidents and/or sickness

Examples of events which can be covered include:

  • accidental injury
  • temporary total or temporary partial disablement as a result of an accident or sickness.

The ATO allows a tax deduction for the cost of premiums paid for insurance against the loss of your income. You cannot claim a deduction for a premium or any part of a premium which you paid under a policy to compensate you for such things as physical injury. Life insurance, trauma insurance and critical care insurance are some types of policies for which premiums are not deductible.

Contact Information


Phone: 08 8373 7277

Fax: 08 8357 0366


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