Service Offerings

PGFS focus on providing expert help in the following areas:

• Savings Plans & Budgeting

  • Regular Savings Plans
  • Education Funding
  • Compound Interest
  • Managed Funds Using a Regular Savings Plan
  • Calculators
    
    

• Managing Debt

• Tax-effective Investments

• Tailored Insurance Products

  • Sickness & Accident
  • Mortgage & Loan Protection
  • Life & Permanent Disability Cover
  • Income Protection
  • Trauma Cover
  • Business Key Person Loss
    
    

• Managing Risk

  • Managing Risk
    
    

• Superannuation

  • Self Managed Super (SMSF)
  • Transition to Retirement
  • Retirement Income Streams
  • Salary Sacrificing
  • Rates and Thresholds
  • Taxation Issues
  • Payment of Benefits
  • Calculators
    
    

• Gearing (borrowing to invest)

  • Borrowing to Invest
  • Margin Loans
  • Home Equity Gearing
  • Geared Share Funds
  • Negatively Gear a Property Investment
  • Tax Benefits
  • Risks
  • Calculators
    
    

• Portfolio Management

  • Defining Your Risk Profile
  • Investment Models
  • Asset Class Selection
  • Shares, Property or Managed Funds
  • Dollar Cost Averaging Benefits
  • Understanding Investment Risk
    
    

• Estate Planning

• Centrelink entitlements